Two Exceptions To Permissive Use Car Insurance Coverage
Posted: September 1, 2016
Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover "household members" – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term "household...
How To Avoid Getting A Flat Tire
Posted: August 15, 2016
A flat tire is not only a hassle, but it also puts you and your passengers in danger. Your tires get a real workout, meaning they are one of the most vulnerable parts of your vehicle. The National Highway Traffic Safety Administration (NHTSA) reports that flat tires and blowouts cause many dangerous and deadly car accidents across the USA every year. Thankfully, you can be...
You Or Your Car: Who Is Insured?
Posted: July 15, 2016
Auto insurance policies are written in complex legal language and most people will purchase a policy without fully understanding what is actually covered. So if you get in an accident while driving another person's car, will your auto insurance policy cover you? What about while you are driving a rental car? The fact is that each policy is different and typically the liability coverage follows...
High Speeds Can Lead to High Insurance Costs
Posted: July 8, 2016
How many times has the following happened to you? You’re speeding down I-10 when you spot a patrol car. You quickly hit the brakes and slow down, relieved that you didn’t get caught … this time. Now take a minute to think what could have happened if you hadn’t been so lucky. Imagine if it had been one of your kids! First, your speeding could have hurt somebody...
Summer Driving Safety Tips
Posted: June 15, 2016
Ah, summertime – road trips, family vacations, and… teen drivers. If you have a teen driver in the family, he or she is going to want to drive more than during school days. Keeping everyone safe becomes more of a concern during the summer months. There are thousands of younger drivers on the road, many of whom don't have extensive driving experience, thereby increasing the...