Insurance Blog
Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
How To Handle Being Hit While Parked
Posted: October 3, 2016
Hit and run accidents frequently occur while a vehicle is parked on the street, in a parking structure, or at the local shopping mall. Often the guilty party does not leave contact information, which leaves the vehicle owner with the problem of getting the damage repaired. To add to the burden, many people are unclear on what to do in this situation and are unsure...
Is Your Home Ready For The Fall?
Posted: September 16, 2016
For homeowners, each season brings its own unique set of challenges and maintenance tasks, and prevention is always easier and less expensive than repairing something that's broken. As fall approaches, consider protecting your home by taking the time to assess and address any issues in the following areas: Insulation from the cold. As the weather gets colder, poor insulation can be both uncomfortable and expensive,...
Do You Have Enough Coverage to Rebuild Your Home?
Posted: September 8, 2016
Imagine how devastating it would be to lose your home in a disaster. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance. Selecting the proper amount of coverage is the single most important decision you can make with your homeowners insurance policy. Without it, you may not have enough coverage to rebuild after a total loss....
Two Exceptions To Permissive Use Car Insurance Coverage
Posted: September 1, 2016
Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover "household members" – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term "household...
7 Steps to Increase the Safety of Your Home
Posted: August 26, 2016
Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it’s home improvement or home security. And nowadays, there are more options than ever when it comes to home security, so we at TWFG - Rick Rogers Insurance want to help you sort through...