Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Back to School in Metairie
Posted: August 12, 2016
We’re not quite sure where the summer went here at TWFG - Rick Rogers Insurance but if you haven’t noticed, it’s already time for the new school year in Metairie. As you think about how to get your kids organized and ready, consider doing the same thing for your home. It won’t just be good for you. In many instances, removing clutter also means removing distractions,...
Does My Homeowners Insurance Policy Cover Against Animal Damage?
Posted: August 1, 2016
Most homeowner insurance policies include some level of coverage for pet or animal damage, but it is limited to certain situations. These policies do not typically cover damage to your personal property, such as your furniture or other belongings, if they were damaged by your own pet. However, if your pet damages another person's property, you may be covered depending upon the terms of your...
Is Your Home As Efficient As It Could Be?
Posted: July 22, 2016
Drafty windows. Leaky faucets. Dirty air filters. All are common issues and they’re not only annoying — they also cost you money in decreased energy efficiency, higher utility bills and insurance premiums. Would you like to save $200 to $400 a year on your energy costs? That’s how much the U.S. Environmental Protection Agency’s Energy Star program estimates that homeowners can save by incorporating technologies to...
You Or Your Car: Who Is Insured?
Posted: July 15, 2016
Auto insurance policies are written in complex legal language and most people will purchase a policy without fully understanding what is actually covered. So if you get in an accident while driving another person's car, will your auto insurance policy cover you? What about while you are driving a rental car? The fact is that each policy is different and typically the liability coverage follows...
High Speeds Can Lead to High Insurance Costs
Posted: July 8, 2016
How many times has the following happened to you? You’re speeding down I-10 when you spot a patrol car. You quickly hit the brakes and slow down, relieved that you didn’t get caught … this time. Now take a minute to think what could have happened if you hadn’t been so lucky. Imagine if it had been one of your kids! First, your speeding could have hurt somebody...